For workers, the idea of sustaining a serious injury while on the job is not something to be taken lightly. It’s not something that is thought about often, especially because we expect our workplace to be safe; however, these types of situations do happen.
Some occupations are worse than others and it puts individuals at serious risk of injury. Many of these individuals, though, should know about their right to receive workers’ compensation benefits including what it is, what it means for you, and how it helps you.
If you’ve been injured in the workplace, having a clear understanding of workers’ compensation is important and can help you protect your rights. This means taking care of yourself and your family in the most effective manner possible. Here are some things to consider.
What is Workers’ Comp?
Workers’ compensation is a form of insurance employers have to pay benefits when workers are injured as a result of a workplace accident. It allows workers to seek benefits through the coverage in lieu of filing a lawsuit against the company.
In order for workers to be eligible for workers’ compensation benefits, they must have been accidentally injured on the job. This means that the injuries must be proven to be from the workplace accident and not from another incident.
The coverage can help you with some of the things associated with the injury, including but not limited to:
- Medical expenses associated with injury care
- Lost wages from being unable to work
- Compensation for any permanent disability resulting from the injury
It’s important to understand exactly how these benefits work and what you need to be able to do to successfully get the benefits you need. This makes it increasingly crucial to hire an attorney who can explain your rights and options to you.
Proving the Injury Was Caused In the Workplace
You must take the necessary steps to protect your rights after a workplace accident. The first step is to inform your supervisor and employer of the accident and any injuries you may have sustained as a result. This helps document the accident with your place of employment.
You’ll then need to go through the necessary measures to get medical attention. Typically, this is done through a physician who will be responsible for diagnosing the injury you’ve sustained and recommending the next course of action.
If you are unable to work, you may need to file a claim for workers’ compensation benefits to help cover many of your expenses during the time you’re disabled and cannot work. However, it’s not uncommon for workers’ compensation claims to be challenged heavily by the insurance company.
Why Having a Chicago Workers’ Compensation Attorney is So Important
There are a number of legal issues that come with filing a workers’ compensation claim including filing the proper documents, ensuring information is accurate, and handling any challenges from the insurance company.
To handle your claim without hiring an attorney could put your ability to seek benefits in jeopardy as you may not have the information you need. Getting the help you need means having the necessary resources in your corner to successfully navigate the process to the best of your ability.
At Morici, Longo & Associates, our Chicago workers’ compensation attorneys work with you to better understand the situation and guide you through difficult legal matters. As a worker, you have rights that need to be protected and we’re the team to help.
We know what insurance companies are looking for before they approve a claim. As such, we want to do the legwork for you, compiling the necessary documents to put your best interests forward and seek the most favorable outcome possible on your behalf.
To speak with a lawyer in a free consultation and learn more about your rights, we encourage you to contact our firm today at (312) 779-0366.